Happy Wallet Financial Terms Of Use
Please review these Terms of Use for HappyWalletFinancial.com carefully.
Acceptance Of Terms
Through the use of this website, you hereby accept the terms and conditions stipulated in our Privacy Policy Statement. If you are not in agreement with our terms and conditions, then you should refrain from further use of our sites. In addition, your continued use of our website following the posting of any updates or changes to our terms and conditions shall mean that you are in agreement and acceptance of such changes.
Happy Wallet Financial (“HWF”) disclaims any warranties for services or products received through or advertised on the site or received through any links provided on the site. You are also advised and agree that any material or information downloaded or otherwise obtained through the use of the services or products on the website is done so at your own risk and that you will be solely responsible for any claims, including without limitation any damages to your computer system or loss of data that results from downloading or otherwise obtaining such material or information from Website.
Additionally, you must be at least eighteen (18) years of age to use our website or services.
Warranty Disclaimer
Except as expressly provided in this Privacy Policy or any Supplemental Policy, we disclaim any and all responsibility or liability for the quality, accuracy, content, completeness, legality, reliability, operability, timeliness, sequence, or availability of information or material contained in the website. All information disseminated on the website is provided for educational and information purposes only and is not intended to provide any legal advice and therefore should not be relied upon.
You are encouraged to seek the advice of a legal or financial professional regarding your specific situation. Any services or products offered by HWF are provided “as is” and “as available” with no express or implied warranties. All express implied, and statutory warranties, including, without limitation, the warranties of merchantability, fitness for a particular purpose, and non-infringement of proprietary rights, are expressly disclaimed.
Reproduction of Website Materials
This website contains material which is owned by HWF. This material includes, but is not limited to, the design, layout, look, appearance, graphics, and resources. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
Links to Other Websites
Our website may contain links to affiliates and other websites. HWF does not claim nor accept responsibility for any privacy policies, practices, and/or procedures of other such websites. Therefore, we encourage all users and visitors to be aware when they leave our website and to read the privacy statements of every website that collects personally identifiable information. The aforementioned Privacy Policy applies only and solely to the information collected by our website.
Indemnification
You expressly agree to indemnify and hold harmless HWF and its officers, directors, employees, agents, assigns, and affiliates from and against any and all Claims arising out of or relating to your use of our website or your violation of any rights of any other person in connection with the website
Governing Law
HWF is a Delaware limited liability company with its principal place of business in Florida and therefore governed by the laws of the State of Florida. You agree and acknowledge that the exclusive venue and jurisdiction of any claim or dispute arising out of or relating to our website or the use thereof shall be brought in the state and federal courts located in St. Johns County, Florida.
Marketing Communication
HWF uses SMS to communicate with users who have expressed interest in our services via our online forms or through email. When you opt-in to this service, we will send you an SMS message to confirm your sign-up.
Periodically, you may receive notifications about service offers, updates made to your case, or messages for other marketing purposes.
